Pre and Post Retirement Strategies

Planning prior to retirement is critical.

There are numerous Pre-Retirement Strategies, which can achieve some great rewards if structured correctly. Having financial independence and being financially secure, pre-retirement will ensure you retain the comforts you have become accustomed to during your years of employment.

The sooner your pre-retirement strategies are structured the greater the rewards will be. Recently passed and proposed legislative changes provide genuine effective taxation incentives and saving opportunities

An example of a pre-retirement strategy is;

Those aged 55+ are now able to access their Superannuation Funds and through a transition of Salary Sacrificing income will minimise personal income tax plus gain capital growth of their superannuation funds without depleting the cashflow needed to maintain a comfortable lifestyle.

Naturally, this strategy will not be suitable for everyone but is an example how hav ing a pre-retirement strategy can be extremely beneficial.

We help people monitor their retirement income and the investment options to assist in making retirement lifestyle, first class.

Seeking professional financial planning advice can also result in you receiving all or partial social security income payments. ‘Government assistance in retirement’.

Likewise, Professional Advice on new products like ‘Reverse Mortgages’ for the retiree needs to be obtained to gauge the suitability and a full understanding of the benefits.